Health Plans - ESOP Services | SG&F Law

As with qualified retirement plans, health and welfare benefit plans are subject to an increasingly complex regulatory environment and promise to become even more so as the Patient Protection and Affordable Care Act of 2010 becomes fully effective. Because health and welfare plans are a virtual necessity if an employer wishes to attract and retain those employees most crucial to its business success, SG&F can help clients to navigate the documentary, operational and regulatory environment applicable to the selection, design, implementation and maintenance of the following plans:

  • Insured health plans
  • Consumer driven defined contribution health plans
  • Self-insured and self-funded health plans
  • Welfare benefit trusts
  • Voluntary employees’ beneficiary associations (VEBAs)
  • Cafeteria flexible benefits plans
  • Dependent care assistance plans
  • Medical reimbursement plans
  • Education assistance plans
  • Life insurance programs
  • Post-retirement medical benefits plans
  • Severance plans
  • Wellness programs
  • Vacation pay programs and other similar programs


SG&F attorneys provide guidance to clients when particular situations arise such as preemption of state laws regulating insurance, coordination of benefits, subrogation, HIPAA privacy rules, federal and state health coverage mandates, COBRA compliance and other issues.

Ready to Move Forward?

If you would like to learn more about how SG&F Law can guide you through the complexity
of exploring and installing an ESOP, please contact us.
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